Preparing for an overseas trip is always an exciting endeavor, but it comes with its fair share of responsibilities. Among the top priorities is managing your finances while abroad. International travel often means dealing with foreign currencies, which can be inconvenient and increase the risk of falling victim to pickpockets. However, there’s a smart and safer way to handle your money – going cashless.

Card Option To Go Cashless 

Image by Nomadic Matt

Credit Cards: Trusty Travel Companion

• Credit cards are an essential tool for any international traveler. They offer convenience and security, making them ideal for various transactions.
• One significant advantage of using a credit card is that most car rental companies require one for deposit payments, ensuring a smooth start to your trip.

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BigPay Card: Digital Wallet on the Go

• BigPay is a handy option that allows you to go cashless with ease. You can sign up for the app for free, and it even provides a virtual prepaid card.
• If you prefer a physical card with paywave, it’s available for a reasonable fee of RM20.
• The eKYC verification process is straightforward, and once completed, you can have a wallet size of up to RM20,000.
• Topping up your BigPay card is hassle-free, whether through online banking or a credit card. Keep in mind that a 1% fee applies if you top up more than RM1,000 per month via credit card.

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WISE Card: Secure and User-Friendly

• The WISE card is renowned for its user-friendliness and added benefits, ensuring secure international transactions.
• Functioning like a debit card, the WISE card allows spending only when there’s a balance available.
• Users can make two free ATM withdrawals per month, up to a maximum of RM1,000 per transaction.
• In terms of security, WISE lets users freeze or unfreeze their accounts in case of unexpected incidents.
• Moreover, WISE offers three virtual cards for travel use, which can be easily deleted upon returning to your home country.

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MAE Card: Maybank’s Digital Banking Solution

• The MAE card is a digital bank offering by Maybank, designed for travelers looking for convenience and security.
• With MAE, you can view your account balance in the local currency, thanks to its auto currency conversion feature.
• Although it has a maximum wallet size of RM10,000, it’s still a practical choice for many travelers.
• The card costs only RM8 per year, providing unlimited local withdrawals from Maybank ATMs. For international withdrawals, the fee is RM12.
• Another perk is that MAE supports both Apple Pay and Samsung Pay, offering a convenient way to make contactless payments with your iPhone or Apple Watch.

Going cashless while traveling abroad is not only convenient but also significantly reduces the risk of falling prey to pickpockets. With options like credit cards, BigPay, WISE, and MAE, you can make your international travel smoother, safer, and more enjoyable. So, when you embark on your next adventure, leave your cash worries behind and embrace the world of cashless payments. Your wallet – and peace of mind – will thank you.